Key Benefits
Property Insurance: Protects your physical assets, such as buildings, equipment, and inventory, against risks like fire, theft, vandalism, and natural disasters.
General Liability Insurance: Covers third-party claims for bodily injury, property damage, or personal injury that may occur on your premises or as a result of your business operations.
Liquor Liability Insurance: Essential for businesses serving alcoholic beverages, this coverage protects against claims arising from alcohol-related incidents, such as accidents or injuries caused by intoxicated guests.
Workers' Compensation Insurance: Provides coverage for medical expenses and lost wages for employees who suffer work-related injuries or illnesses.
Business Interruption Insurance: Helps mitigate financial losses when your operations are temporarily disrupted due to covered perils, such as fire or natural disasters. It can cover lost revenue, ongoing expenses, and the cost of relocation or temporary accommodations.
Cyber Liability Insurance: In today's digital world, protecting sensitive guest information is critical. Cyber liability insurance safeguards your business against data breaches, cyberattacks, and related liabilities.
Employment Practices Liability Insurance: Protects your business against claims related to employment practices, such as discrimination, wrongful termination, or harassment.